The Punjab government has taken a great initiative for the residents of Punjab, that is Apni Chat Apna Ghar Scheme. Introduced by Maryam Nawaz, Chief Minister of Punjab Affordable Housing Scheme — Apply Online on the easy to use portal acag.punjab.gov.pk. Read how to apply, eligibility and benefits of this scheme.
| Feature | Details |
| Loan Amount | PKR 15 lac (interest-free) |
| Plot Sizes | 5 marla (urban), 10 marla (rural) |
| Grace Period | 3 months (no payments required) |
| Monthly Installment | PKR 14,000 |
Eligibility Criteria
There are certain conditions which you need to fulfil ifyouwant to register under Under Apni Chat Apna Ghar Yojana. You have to belong to Punjab in Pakistan firstly. You must not have any other home or you did keep up a new ownership, and also meet the income limit that set by government. The acag.punjab.gov.pk Information about it will also be available on the portal of acag.punjab.gov.pk to inform you in detail where these are eligibility requirements they provide all such information. Please follow the link and check if you are eligible to apply.
Features of the Homes
These homes are modern family homes. Each house will have two bedrooms, a TV lounge, wii dash bedroom and kitchen in Pakistan. The application form for this housing scheme will be received in all the cities of Punjab, which is beneficial for many people to get a home. Our priority is to ensure that good quality homes are affordable to ordinary working families.
How to Apply Online
Apni Chat Apna Ghar scheme is basic and can be made from home.
Visit the acag.punjab.gov.pk portal to apply.
Fill out a registration form with all your details.
Submit the necessary documents.
After submitting your application, you can track its status on the portal of the scheme
It ensures that everyone is given a fair opportunity to apply for affordable housing.
Financial Assistance and Benefits
The financial aid is probably the biggest pull factor of Apni Chat Apna Ghar scheme. Government provides you a PKR 15 lac interest free loan to facilitate your yourself in purchasing of plot through Savings Account bearing ni number mentioned (unbutified) where the land is for sale applicable on an urban areas and purposed ones. For 3 months, you need to not make any included installment which allows some wriggle room when stockpiling those assets. This leads to lowering the cost of house ownership to a mere PKR 14,000 per month after the grace period.
Support and Help Available
There is a dedicated helpline to help you with any questions and the application process. This works when you face any problem to help with this service. The acag.punjab.gov.pk The process is made even easier for you by the availability of a detailed FAQ which can be accessed by clicking here on acag.punjab.gov.pk portal as well.
Conclusion
Apni Chat Apna Ghar scheme is an amazing chance for people from Punjab to be a legal owner of their place This is a straightforward process, and the funding makes it available to meet all people. You can apply online via acag. punjab. With the help of Naya gov.pk portal, you can take your first step towards getting a nice house which is safe and cost-effective for yourself and your family. Functionally, it goes beyond just constructing houses and does well to enhance standard of living for thousands across the territory.
Also Read: Apni Chat Apna Ghar Scheme: New Eligibility Criteria for This Scheme
FAQs
Who is eligible for the Apna Ghar scheme in 2024?
This scheme is available for the residents of Punjab who do not own a house already and fulfilled given pursuit set by government.
However, what is the quantum of loan made available under this scheme now?
The interest-free loan has a maximum cap of PKR 15 lac for eligible candidates.
So what now…after I submit my application?
You can also track the status of your application online through this portal once you make a submission.